Home Insurance in New York

North Salem, NY is located in an area of stunning natural beauty in Northern Westchester County about 50 miles north of New York City. Historic homes and rolling farmland make this an ideal place to call home. Even though the setting is idyllic homeowners still have to face all the perils that life and weather can throw at them in New York state. Home insurance is not required by state law in New York but if you have a mortgage, you are going to have to protect your mortgage holder's investment and that requires home insurance. Talking to our staff at Carminucci Agency can help to ease your mind about what coverage is best for your home and wallet.

Home insurance covers many things including the structure of your home as well as the contents, your personal possessions. It doesn't only cover your home and any attachments like a porch, deck or garage, it also covers structures on your property. This can include a swimming pool, shed, casita or detached garage. When it comes to replacing your personal property you will have choices to make, do you want actual cash value or replacement costs, this is where our experienced staff can help you make the choice that is right for you. Making a home inventory will help you to know exactly how much insurance you need. Most people have a lot more than they realize and it needs to be added to the value of your home for an accurate quote.

Your home is your castle and protecting it from all the unexpected perils that happen in life is what we do best. At Carminucci Agency in Croton Falls, NY we are a full-service agency with years of experience offering a variety of home insurance products to fit your needs. Why not give us a call or stop by our office for a no-obligation quote. You will be glad that you did and so will your home.