Commercial Insurance in New York

New York is a state filled with lots of small businesses and entrepreneurs. This is the livelihood for our clients, and they are often looking for the best way to protect their property and employees when they turn to the Carminucci Agency. We provide commercial insurance for our clients living around the North Salem, NY area.

What does New York require?

The state of New York does require all businesses to carry Workers Compensation commercial insurance as a way to protect employees if they are physically harmed on the job and need medical attention. This coverage will cover any expenses related to the injury.

Get additional employee coverage

As the employer, you can take your employee coverage to the next step, and protect them financially. In your commercial insurance policy, you can add a supplement that will give you the assistance you need to pay your employees should the business be closed due to an accident or natural disaster.

You can also choose to purchase benefits for your employees such as health care at the commercial rate, giving them the option of affordable health care. Maximize these benefits to include both dental and vision if you would like.

Protect the property

Whether you sell products or services, many of our clients have a separate property for their business. Within this space are equipment, furniture, appliances, and inventory. In the event of theft, tragedy, or natural disaster, this property can be damaged or stolen, leaving an uninsured business owner to replace these items out-of-pocket before the business can begin again. With commercial insurance, these items can be quickly replaced or repaired so that business can get back up and running.

Call us today.

If you are a business owner around North Salem, NY, our team at Carminucci Agency would love to speak with you about your commercial insurance options.