Motorcycle Insurance in New York

Several of our clients enjoy experiencing the changing seasons such as fall foliage falling and spring flowers sprouting along the New York highways on their motorcycles. At Carminucci Agency, our motorcycle insurance policy options allow these bikers to safely take on the highways in or around North Salem, NY and the rest of the state. Below are the benefits of motorcycle insurance.

Liability coverage

When you purchase motorcycle insurance, liability coverage is available in the policy. In fact, it is a state requirement that this minimum coverage is purchased for any automobile or motorcycle. This is essential for our clients who are at-fault in an accident and need assistance with covering the damages. Without liability coverage, you could be responsible to cover these damages out of your own pocket.

Protection against the uninsured.

Not everyone on the road is as responsible as our clients, even if liability coverage is the New York law. If you are involved in an accident with another biker or driver who is not insured, you will still have coverage. Damages and medical expenses can be covered out of your own insurance policy, giving you financial relief when you are already stressed due to the accident.

Were the damages not caused by a collision?

Sometimes your motorcycle could suffer damages from incidents that do not include collision. Whether it is an accidental fire, natural disaster, theft, or vandalism, your motorcycle could suffer damages or need to be replaced. With your motorcycle insurance policy, you are able to cover these damages or replace your motorcycle should that be the case.

Get the policy you need.

If you do not currently have motorcycle insurance or are shopping around for a new policy, call our agents at Carminucci Agency today to get more information on the policies we offer. We are proudly serving the communities and areas surrounding North Salem, NY, and are ready to take your call.