How to Avoid Motorcycle Insurance Claims in New York

When you are riding a motorcycle in Croton Falls, NY, you will want to be sure that you have enough coverage for every risk. As New York is a no-fault state, you’ll need bodily injury per person coverage, coverage for death and multiple fatalities, property damage coverage, and a minimum amount for total bodily injury.

This coverage will not cover you for every loss you might experience when you have a motorcycle. At Carminucci Agency, we help motorcycle riders in New York get the best coverage, and learn how to avoid the most common motorcycle insurance claims.

Wear a Helmet

Wearing a helmet is the law when you are riding your motorcycle in New York. It will also help you to avoid motorcycle insurance claims. Be sure that your helmet is approved and has not passed its expiration. When your helmet expires, replace it with a new one.
Ensure that all gear that you wear is visible and protective.

Maintain and Check Your Motorcycle

When you have a motorcycle, you will be safer on the road when you ensure that it is maintained and everything is up to date. Before you ride, check the oil, gas, brakes, and tires, every time. You may not need to check the oil that often if you ride your bike frequently, but the tires and the brakes should withstand an inspection before you head out.

Ride Safely

When you are hoping to avoid life-changing motorcycle accidents, ride safely and soberly at all times. Respect the roads, the laws of the road, and the road conditions.

Make sure that you are alert at intersections at all times. Avoid distracted driving such as texting or answering the phone when you are on the road with your motorcycle.

Get a Quote

When you are riding your motorcycle in Croton Falls, NY, we want you to minimize your claims history as much as possible. Call the Carminucci Agency to get a free quote for motorcycle insurance today.