Month: February 2024

If you’re a Croton Falls, NY, resident and you’ve recently purchased a home, you’ve probably got yourself a great homeowner’s insurance policy. Not only does having a homeowner’s insurance policy meet the requirements of most mortgage companies, but it also provides peace of mind for homeowners in case their home is damaged or they’re sued. Many homeowners struggle with deciding whether to purchase flood insurance in addition to traditional homeowner’s insurance. You might wonder if flood insurance is worth buying. Here is an overview of flood insurance that can help you decide.

Flooding is Likely in Croton Falls, NY 

Because of its proximity to the Hudson and Croton Rivers, Croton Falls is highly susceptible to flooding. This means that since you’re a homeowner in this area, there is a higher likelihood of your home becoming damaged due to flooding when compared to homes in other areas. Therefore, flood insurance is worth buying. 

Global Warming is in Full Force

Ever since global warming became a thing, weather patterns have been unpredictable. Heavy rains have occurred in areas that never used to get much rain. For this reason, flood insurance is another level of protection that can give you peace of mind. That way, if an unexpected flood does damage your home, you’re covered and don’t have to pay for repairs out of pocket. 

As you can see, having flood insurance is a good idea if you own a home in Croton Falls, NY. You never know when damaging flooding could occur that could cause costly damage to your home. If you need a new insurance provider, you might want to consider us at Carminucci Agency. At Carminucci agency, we pride ourselves on providing fair and affordable rates while offering great customer service. Call us today so one of our licensed agents can provide you with a quote.